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Our team of Financial Advisors have answered the most frequently asked questions they receive from Public Sector employees. 
Topics covered:
Public Sector AVC schemes and their benefits, Protection Plans, Retirement and Financial Planning.
AVC Hub
Protection Hub
Retirement Hub
Financial Plan Hub
To discuss your own personal circumstances with a Financial Advisor, complete your details below and we will be in touch to arrange.
Book an Appointment

I wont have 40 years service, how will this effect my pension?
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I do a lot of overtime, will this be taken into account for my pension?

Will my pension be reduced if I retire early?
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What is the difference between Income Protection or serious illness?

​What are the benefits of Income Protection?
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What are the main benefits of AVCs?
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What are the typical financial priorities for a medical professionals?

What is the difference between AVCs and PONYs?​
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What are my options with my AVC money at retirement?​
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When should I start contributing to an AVC?
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What does a financial planning review entail?
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What are the benefits of having a financial plan?​
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My spouse works for the Private Sector, what are their options for saving for retirement?

What Life cover benefits are available through my superannuation scheme?

How long will my salary be paid if I am on long-term sick leave?
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Will I be entitled to a State Pension?
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How do I know which Superannuation scheme I am part of?

Do I have to work until I am 68?

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How can a RACO member improve their pension options at retirement?

How do charges work?

Where should you invest your money?

What should I look out for when picking a Financial Advisor?
​Part One

What should I look out for when picking a Financial Advisor?
Part Two

What should I look out for when picking a Financial Advisor?
​Part Three

The information provided in these videos is general. We would always advise consulting with a Financial Advisor before making any changes or decisions. Benefits and entitlements will be based on your own personal circumstances as well as current scheme and Revenue rules and regulations.

To book an appointment with a Financial Advisor, click below
Book an Appointment

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Email: info@ipf.ie
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Copyright © 2020
  • Home
    • Services
  • Our Team
  • Careers
  • About us
  • Contact
  • News
  • Request a consultation
  • Make a Claim
  • Education Hub
  • AVCs
  • Investments
  • Pension Transfer
  • Mortgages
    • Switching
    • Purchasing
  • Service Centre
  • Savings