Retirement Planning

With retirement comes a lot of change, whether it be financially, socially or personally. However we can put plans in place to prepare us for these changes and ease us into this new phase in our lives.

At IPF, We have put together the following services to help you with the planning process and ensure you can reap the benefits of a secure and comfortable retirement.

1) Retirement Glidepath

As you approach retirement there are several issues that need to be taken into consideration, up to, at and after the event.

This brochure is designed to step you through the retirement process and help you make the decisions that are right for you.

Click on the image to the right to download the full brochure.

2) Pre-Retirement Consultations

After your retirement, you will have short / medium and long term needs. It is important that you plan as far ahead as possible for each of these stages.

What a pre-retirement consultation will cover:

Factfind of all existing retirement benefit
How to maximise tax breaks / minimise tax payable
Analysis of your short / medium / long term needs
Shaping your pension benefits to meet these needs
Assessing your appetite to risk / protecting your funds.

3) Retirement Seminars

Irish Pensions & Finance organise retirement seminars every quarter at various locations around the country. These seminars are free of charge and offer a wide range of speakers.

Seminar Agenda:

“Retirement Planning and how your benefits work” Senior Financial Advisor
“Keeping Safe in Retirement” Crime Prevention Officer, An Garda Siochana
“General medical guidelines for over 60’s”Medical Consultant
“Taxation; Essential information for you pre and post retirement” Chartered Accountant
“Investing in a Challenging World” Investment Fund Specialist
“Active Retirement and managing your newfound free time” Retirement Planning Consultant

Unfortunately due to Covid restrictions we are not currently able to hold in-person Retirement Seminars, however you can view our recent virtual Retirement Planning webinar here.

4) Retirement Helpdesk

As part of our ongoing service to our retiring / retired clients, we are delighted to introduce the IPF Retirement Help Desk.

Phone number: 01 6910317

Any Public Sector employee can now ring this designated number and have their queries and questions dealt with by a Qualified Financial Advisor with expertise in the Public Sector Superannuation Scheme.

This service is completely free and you can ring as often as you need.

Typical queries we receive into the Helpdesk are:

How will I be taxed on my AVC drawings?
How do I draw down income from my Approved Retirement Fund?
Am I invested in the appropriate funds/Can I switch to a more/less risky fund?
What are my options re other savings e.g. my gratuity etc.
What will happen to my pension if I pass away in retirement?
Can I maintain my Death in Service cover in retirement?
Will my family have an Inheritance Tax liability?

Do you need financial advice?
Arrange your appointment with one of our advisors and they will contact you at a time convenient to you.

Follow us on socials: